Solutions

At Luxor, we are focused on helping our customers succeed. We do this by providing a variety of products and services that span from loan origination to back-end BSA compliance.

Credit Reporting Components

Our suite of credit reporting components assists companies of all sizes in fraud prevention, loan qualifications, decisioning and more.

Companies that typically use our Credit Reporting Components include:

• OEM Lending Software Manufacturers
• OEM Collections Software Manufacturers
• Auto Finance Companies
• Pre-employment Screening Companies
• Consumer Lending Companies

Enhanced Credit Decision making

Both back end and point-of-sale lending system can make complex, targeted decisions using the Credit++ Toolkit's Judgment Assistant and its latest feature, the Attribute Factory.

Build for speed, this techology enables lending systems immediate access to over 1,600 credit bureau variables with special functionality to filter data before producing the variables. This enables your application to do 'what if' scenarios, eliminating borrowers and adding other borrowers to see how various data scenarios will affect the lending decision.

Companies that typically use the Attribute Factory include:

• OEM Lending Software Manufacturers
• Auto Finance Companies
• Consumer Lending Companies
• Any company that need more than a simple bureau score in order to assist the lending process

Direct-to-consumer Reports

Our Credimetrics web service provides companies with a seamless, easy-to-implement means of retrieving a clean, multi-bureau credit report in PDF format.

Companies that typically use our Credimetrics Service include:

• Bankruptcy Service Companies
• 3 in 1 Merged Credit Report Service Companies

BSA OFAC Scanning

Regulations have been imposed on banks, credit unions and other money service business to ensure that these institutions know their customers. One of the goals of these regulations are to ensure that their customers are not on any terrorist or money laundering watch lists.

Luxor's OFACScope service operates for institution customers in a way similar to how virus protection software works for individual computer users. OFACScope provides a 'Payload' of data comprised of over 20,000 names of persons and businesses that are on various agency watch lists. Institutions use OFACScope to scan their customers, vendors, wire transfer agencies and other entities to ensure they are not on any of these lists.

Companies that typically use our OFACScope Scanning Service include:

• Banks
• Credit Unions
• Automotive and Consumer Lending Companies
• Commercial Lending Companies
• Casinos
• Payday Lenders

Mobile OFAC Scanning

Current BSA regulations requiring the inclusion of an OFAC scan are aimed mainly at larger institutions. These regulations are sure to trickle down to small money service businesses such as convenience stores doing check cashing and other low-end vendors.

Security concerned professionals often engage in events where knowing the party with whom they are about to meet with is of significant importance.

The OFACScope Mobile OFAC scanning solution is a great tool for both of these applications.

Companies that typically use our OFACScope Scanning Service include:

• Convenience Store Owners
• Buy Here Pay Here Auto Dealers
• National and International Executives

OFAC Searching Web Portal

Not all institutions need a full OFAC scanning solution. A simple search by a back-office administrator or a customer-facing teller may be all that is needed.

The OFACScope Spotcheck system is a website that is customized to the look and feel of your institution. This provides a low-volume, hosted solutions to OFAC searching needs.

Companies that typically use our OFACScope Scanning Service include:

• Small Banks
• Credit Unions
• Auto dealers

Money Service Business Searches from Microsoft's Azure DataMarket

Add Money Service Business searches directly from the Cloud into your Microsoft Office environment or Visual Studion project.

Microsoft Azure DataMarket brings data directly into your working environment by providing data such as MSB searches as part of their Azure DataMarket. Use the Cloud to pull this data directly into your Windows applications.

Companies that typically use our MSBScope DataMarket include:

• Banks
• Credit Unions
• Law Enforcements
• Municipal Planning